Home loan
Flat vs House: Which is better?
While apartments are cheaper than independent houses, there are certain advantages of each property type that home buyers must be aware of, before making …
What is debt-to-income (DTI) ratio?
Banks examine your loan eligibility, by calculating your debt-to-income ratio. The higher the ratio, the lower your chances of getting a fresh loan Before …
RBI leaves repo rate unchanged at 4%
This is the third time in a row the central bank has decided to maintain the status quo on key policy rates. The move …
78% buyers willing to buy property in 2021: PropTiger consumer sentiment survey
More people are willing to invest in property amid an improvement in the economic outlook, shows a consumer sentiment survey by PropTiger.com The number …
All about home construction loans
Among the various products that banks offer, to cater to the varying needs of property buyers and owners, are construction loans. Even though there …
New year goals for home owners in 2021
The purchase of a property may have a significant bearing on your monthly finances in 2021. We look at ways to deal with these …
Understanding balloon payment and its implications
A balloon payment is like a lump-sum payment of a loan or mortgage, made towards the end of the loan period and is higher …
7 trends buyers can expect from the housing market in 2021
A lot has changed for India’s realty sector after the Coronavirus pandemic. After weathering the storm in 2020, the sector is now looking towards …
What is a real estate appraisal and how does it work?
Explained is the significance of real estate appraisal and its effects on a buyer’s home purchase plans Banks apply various methods to gauze borrowers’ …
The pros and cons of prepaying a home loan
If you have some additional liquidity, should you use the money to prepay an existing home loan or invest it in other financial instruments? …